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Retirement, made simple

Plain-English guides to planning your retirement, NPS and pensions in India.

28 October 2026 · 6 min read

Will your money last as long as you do? Why pension planning should start today

₹1 crore at ₹1 lakh a month runs out before 69. Why a pension is the only income that lasts for life, for you and your spouse, and what to invest at 30, 35 or 40 to build one.

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21 October 2026 · 5 min read

How much pension will you need when you retire?

A simple, three-step way to work out the monthly pension you'll need in retirement, and the pension pot it takes to pay for it.

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21 October 2026 · 4 min read

Starting at 25, 35 or 45: what waiting really costs your retirement

The same ₹10,000 a month builds very different pension pots depending on when you start. Here's what a ten-year delay costs, and how to catch up.

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21 October 2026 · 5 min read

What is an annuity? How your pension pot becomes a monthly income

An annuity turns a lump sum into a fixed income for life. Here's how it works, the main types, what decides the rate, and what to check before you buy.

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