Your retirement goal
What will today's lifestyle cost when you retire?
Assumptions: inflation 5% · annuity rate 7%
Yearly pension per ₹100 of pot.
📖 How we work this out: How much pension will you need? →
How much to invest
Build the pot you need.
This is the ideal amount to invest every month. However, you can also enter any other amount you are more comfortable with.
Your asset mix
More equity: more growth, bigger swings.
The money you invest is put into different types of instruments that aim to increase your returns. Your asset mix is how your money is split between them: more in shares means more growth but bigger ups and downs, more in bonds means steadier but slower growth. You can select from the options shown below, or set your own split.
For the last years , move the whole corpus to:
Choose a fund manager
Ranked for . Tap one to pick it.
A fund manager is a company approved by PFRDA (the NPS regulator) that invests your money in the asset mix you chose. There are several of them and their past returns differ, so your choice affects how much your pension pot could grow. The table below ranks them for your asset mix; tap one to pick it. You can change your fund manager later.
How to read this table
C, E and G = the manager's yearly return for each scheme over the period shown. Your mix = your split applied to those returns. “—” = too new to have that record; such managers use their longest record and are marked shorter record.
How your money could grow
Your pot, year by year.