html{-webkit-text-size-adjust:100%}
:root{
  --bg:#eef2f0; --surface:#ffffff; --surface-2:#f6f8f7; --ink:#10261f; --muted:#56695f; --line:#d9e2dd; --grid:#e6ece9;
  --accent:#0b6e4f; --accent-ink:#ffffff; --accent-soft:#dcefe6; --mark:#f2b134; --mark-soft:#fdf1d6; --mark-light:#fbe3a0; --neg:#b3412f;
  --tint-mint:#cdeedb; --tint-sky:#d3e4f8; --tint-cream:#f9e6bd;
  --pa1:#f1f9f4; --pa2:#e6f5ec; --pa3:#dcf1e6; --pa4:#d4eee6; --pa5:#d3eaee; --pa6:#d6e5f5; --pa7:#dde0f7;
  --pb0:#ffffff; --pb1:#eaf6ef; --pb2:#dcefe9; --pb3:#d9e7f6; --pb4:#e2dff6;
  --pd0:#ffffff; --pd1:#e6f0ff; --pd2:#dff5e7; --pd3:#ffeedb; --pd4:#efe6ff; --pd5:#fff6cf; --pd6:#dcf3f4; --pd7:#ffe6ec; --pd8:#f2ece0;
  --c:#2a78d6; --e:#eb6834; --g:#1baf7a; --bench:#7b8a83;
  --gap-sec:clamp(64px,9vw,112px);
  --display:"Bricolage Grotesque",ui-sans-serif,system-ui,sans-serif;
  --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --mono:"JetBrains Mono",ui-monospace,Menlo,Consolas,monospace;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    color-scheme:dark;
    --bg:#0c1714; --surface:#13211d; --surface-2:#182a25; --ink:#e3eee9; --muted:#96aba2; --line:#26392f; --grid:#1f2f29;
    --accent:#4cc596; --accent-ink:#06140f; --accent-soft:#17362b; --mark:#f2b134; --mark-soft:#3a2f14; --mark-light:#5c4a1c; --neg:#ec8a78;
    --tint-mint:#113626; --tint-sky:#142a42; --tint-cream:#3a2e12;
    --pa1:#14261f; --pa2:#152c23; --pa3:#173227; --pa4:#16322d; --pa5:#152e35; --pa6:#162b3b; --pa7:#1c2742;
    --pb0:#0c1714; --pb1:#0f201a; --pb2:#10231f; --pb3:#111e2c; --pb4:#191a31;
    --pd0:#0b1311; --pd1:#14223a; --pd2:#12301f; --pd3:#3a2614; --pd4:#271d40; --pd5:#353014; --pd6:#113033; --pd7:#3a1a24; --pd8:#2e281d;
    --c:#3987e5; --e:#d95926; --g:#199e70; --bench:#8a9b93;
  }
}
:root[data-theme="dark"]{
  color-scheme:dark;
  --bg:#0c1714; --surface:#13211d; --surface-2:#182a25; --ink:#e3eee9; --muted:#96aba2; --line:#26392f; --grid:#1f2f29;
  --accent:#4cc596; --accent-ink:#06140f; --accent-soft:#17362b; --mark:#f2b134; --mark-soft:#3a2f14; --mark-light:#5c4a1c; --neg:#ec8a78;
    --tint-mint:#113626; --tint-sky:#142a42; --tint-cream:#3a2e12;
    --pa1:#14261f; --pa2:#152c23; --pa3:#173227; --pa4:#16322d; --pa5:#152e35; --pa6:#162b3b; --pa7:#1c2742;
    --pb0:#0c1714; --pb1:#0f201a; --pb2:#10231f; --pb3:#111e2c; --pb4:#191a31;
    --pd0:#0b1311; --pd1:#14223a; --pd2:#12301f; --pd3:#3a2614; --pd4:#271d40; --pd5:#353014; --pd6:#113033; --pd7:#3a1a24; --pd8:#2e281d;
  --c:#3987e5; --e:#d95926; --g:#199e70; --bench:#8a9b93;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
body{background:var(--bg);color:var(--ink);font-family:var(--sans);font-size:15.5px;line-height:1.55;padding:0 16px 110px}
.wrap{max-width:1160px;margin:0 auto}
button,input,select{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}

/* hero: full-screen home */
html{scroll-behavior:smooth}
.hero{min-height:100vh;min-height:100svh;display:grid;grid-template-columns:minmax(0,1fr);grid-template-rows:1fr auto;justify-items:center;text-align:center;padding-block:72px 28px;margin-bottom:calc(var(--gap-sec) * .5)}
.hero-in{align-self:center;display:grid;justify-items:center;gap:18px;width:100%;max-width:900px}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
h1{font-family:var(--display);font-weight:800;font-size:clamp(44px,8.4vw,108px);line-height:.98;letter-spacing:-.035em;margin:0;max-width:13ch;text-wrap:balance}
h1 em{font-style:normal;background:linear-gradient(transparent 62%,var(--mark-light) 62%);padding:0 .06em}
.pillars{list-style:none;margin:10px 0 0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:8px 10px}
.pillars li{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:clamp(14px,1.6vw,17px);border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:7px 16px}
.pillars li::before{content:"✓";color:var(--accent);font-weight:800}
.lede{font-size:17px;color:var(--muted);max-width:46ch;margin:0}
.cta{margin-top:10px;display:inline-block;background:var(--accent);color:var(--accent-ink);text-decoration:none;font-weight:700;border-radius:999px;padding:13px 26px;transition:transform .2s ease,box-shadow .2s ease}
.cta:hover{transform:translateY(-2px);box-shadow:0 8px 20px color-mix(in srgb,var(--accent) 30%,transparent)}
.scroll-cue{display:grid;justify-items:center;gap:8px;color:var(--muted);text-decoration:none;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}
.scroll-cue i{width:22px;height:36px;border:2px solid var(--line);border-radius:12px;position:relative}
.scroll-cue i::after{content:"";position:absolute;left:50%;top:7px;width:4px;height:7px;margin-left:-2px;border-radius:2px;background:var(--accent);animation:cue 1.8s ease-in-out infinite}
@keyframes cue{0%{opacity:0;transform:translateY(0)}30%{opacity:1}100%{opacity:0;transform:translateY(12px)}}
.hero-in>*{animation:rise .8s cubic-bezier(.2,.7,.2,1) both}
.hero-in>:nth-child(2){animation-delay:.08s}.hero-in>:nth-child(3){animation-delay:.18s}.hero-in>:nth-child(4){animation-delay:.28s}.hero-in>:nth-child(5){animation-delay:.38s}
@keyframes rise{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}

/* hamburger + side drawer */
.menu-btn{position:fixed;z-index:40;top:calc(env(safe-area-inset-top,0px) + 16px);left:16px;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:color-mix(in srgb,var(--surface) 88%,transparent);backdrop-filter:blur(8px);display:grid;place-content:center;gap:5px;cursor:pointer;box-shadow:0 4px 14px rgba(0,0,0,.06);transition:border-color .2s}
.menu-btn:hover{border-color:var(--accent)}
.menu-btn span{display:block;width:20px;height:2px;border-radius:2px;background:var(--ink)}
.scrim{position:fixed;inset:0;z-index:45;background:rgba(6,20,15,.35);opacity:0;transition:opacity .3s}
.scrim.on{opacity:1}
.drawer{position:fixed;z-index:50;top:0;bottom:0;left:0;width:min(300px,85vw);background:var(--surface);border-right:1px solid var(--line);padding:calc(env(safe-area-inset-top,0px) + 18px) 14px calc(env(safe-area-inset-bottom,0px) + 18px);display:flex;flex-direction:column;gap:4px;overflow-y:auto;transform:translateX(-102%);visibility:hidden;transition:transform .35s cubic-bezier(.2,.7,.2,1),visibility 0s .35s;box-shadow:8px 0 30px rgba(0,0,0,.12)}
.drawer.open{transform:none;visibility:visible;transition-delay:0s}
.drawer-h{display:flex;align-items:center;justify-content:space-between;padding:0 6px 14px;margin-bottom:6px;border-bottom:1px solid var(--line)}
.drawer-brand{font-family:var(--display);font-weight:800;font-size:19px;letter-spacing:-.01em}
.drawer-x{border:0;background:none;font-size:18px;color:var(--muted);cursor:pointer;padding:6px 8px;border-radius:8px}
.drawer-x:hover{color:var(--ink);background:var(--surface-2)}
.drawer a{display:flex;align-items:center;gap:12px;padding:10px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;transition:background .15s,color .15s}
.drawer a:hover{background:var(--accent-soft);color:var(--accent)}
.drawer a b{width:28px;height:28px;flex:none;border-radius:8px;background:var(--surface-2);color:var(--accent);display:grid;place-items:center;font-family:var(--mono);font-size:13px}

/* scroll-in transitions (only when JS is running) */
.js .reveal{opacity:0;transform:translateY(48px) scale(.97);transition:opacity .8s ease,transform .9s cubic-bezier(.16,.8,.24,1)}
.js .reveal.in{opacity:1;transform:none}
/* section heading slides in from the left */
.js .reveal :is(.step-h,.basics-h){opacity:0;translate:-24px 0;transition:opacity .7s ease .15s,translate .8s cubic-bezier(.16,.8,.24,1) .15s}
.js .reveal.in :is(.step-h,.basics-h){opacity:1;translate:0 0}
/* cards inside a section rise in one after another */
.js .reveal :is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>*{opacity:0}
.js .reveal.in :is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>*{animation:pop .65s cubic-bezier(.16,.8,.24,1) both;animation-delay:calc(.25s + var(--i,0) * .08s)}
:is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>:nth-child(2){--i:1}
:is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>:nth-child(3){--i:2}
:is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>:nth-child(4){--i:3}
:is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>:nth-child(5){--i:4}
:is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>:nth-child(6){--i:5}
:is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>:nth-child(7){--i:6}
:is(.diff-l,.tl,.ben,.stats,.risk,.s2grid,.goalflow)>:nth-child(n+8){--i:7}
@keyframes pop{from{opacity:0;translate:0 22px;scale:.96}to{opacity:1;translate:0 0;scale:1}}
/* growing bars in "How a pension works" */
.js .reveal .tl .s1 .viz i{transform-origin:bottom;scale:1 0}
.js .reveal.in .tl .s1 .viz i{transition:scale .7s cubic-bezier(.16,.8,.24,1);transition-delay:calc(.5s + var(--b,0) * .07s);scale:1 1}
.tl .s1 .viz i:nth-child(2){--b:1}.tl .s1 .viz i:nth-child(3){--b:2}.tl .s1 .viz i:nth-child(4){--b:3}.tl .s1 .viz i:nth-child(5){--b:4}.tl .s1 .viz i:nth-child(6){--b:5}.tl .s1 .viz i:nth-child(7){--b:6}.tl .s1 .viz i:nth-child(8){--b:7}
/* gentle lift on hover for cards */
:is(.diff-l li,.ben li,.stat,.rc,.gf){transition:transform .25s ease,box-shadow .25s ease,border-color .2s,background .2s}
:is(.diff-l li,.ben li,.stat):hover{transform:translateY(-4px);box-shadow:0 12px 28px rgba(16,38,31,.10)}
.step,.basics,.diff,.why,.plan{transition:box-shadow .3s ease}
.js .reveal.in:hover{box-shadow:0 14px 40px rgba(16,38,31,.07)}

/* layout */
.layout{display:grid;grid-template-columns:minmax(0,1fr);gap:var(--gap-sec);align-items:start}
@media (max-width:980px){.layout{grid-template-columns:1fr}}
.main{display:grid;gap:var(--gap-sec);min-width:0}
.step{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:22px;display:grid;gap:18px;min-width:0;scroll-margin-top:24px}
.step-h{display:flex;gap:14px;align-items:flex-start}
.num{flex:none;width:34px;height:34px;border-radius:50%;background:var(--ink);color:var(--bg);display:grid;place-items:center;font-family:var(--mono);font-weight:600;font-size:14px}
h2{font-family:var(--display);font-weight:700;font-size:24px;letter-spacing:-.01em;margin:0;line-height:1.15}
.step-h p{margin:4px 0 0;color:var(--muted);font-size:14.5px;max-width:62ch}
.lbl{font-size:12px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--muted)}
.note{font-size:13px;color:var(--muted);margin:0;max-width:75ch}

.fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:14px}
.field{display:grid;gap:6px;align-content:start}
.box{display:flex;align-items:center;border:1px solid var(--line);border-radius:10px;background:var(--surface-2);padding:0 12px}
.box:focus-within{outline:2px solid var(--accent);outline-offset:1px}
.box input{border:0;background:transparent;font-family:var(--mono);font-size:19px;font-weight:600;padding:10px 6px;width:100%;min-width:0}
.box input:focus-visible{outline:none}
.box span{font-family:var(--mono);color:var(--muted);font-size:14px}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{border:1px solid var(--line);background:var(--surface-2);border-radius:999px;padding:4px 11px;font-size:13px;cursor:pointer}
.chip:hover{border-color:var(--accent);color:var(--accent)}
.hint{font-size:13px;color:var(--muted)}
.hint b{color:var(--ink);font-family:var(--mono)}

/* risk cards */
.risk{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}
@media (max-width:720px){.risk{grid-template-columns:repeat(2,minmax(0,1fr))}}
.rc{border:1.5px solid var(--line);border-radius:12px;background:var(--surface-2);padding:12px;text-align:left;cursor:pointer;display:grid;gap:6px;align-content:start}
.rc:hover{border-color:var(--accent)}
.rc[aria-pressed=true]{border-color:var(--accent);background:var(--accent-soft)}
.rc .t{font-weight:700;font-size:15px}
.rc .d{font-size:12.5px;color:var(--muted);line-height:1.4}
.rc .mixbar{height:6px}
.mixbar{display:flex;height:10px;border-radius:5px;overflow:hidden;gap:2px;background:transparent}
.mixbar i{display:block;height:100%}
.mixbar i:first-child{border-radius:5px 0 0 5px}.mixbar i:last-child{border-radius:0 5px 5px 0}

.alloc{display:grid;gap:12px}
.arow{display:grid;grid-template-columns:190px 1fr 74px;gap:12px;align-items:center}
@media (max-width:520px){.arow{grid-template-columns:1fr 70px}.arow .an{grid-column:1/-1}}
.an{display:flex;align-items:center;gap:8px;font-weight:600;font-size:14px}
.sw{width:12px;height:12px;border-radius:3px;display:inline-block;flex:none}
.an small{font-weight:400;color:var(--muted);font-size:12px;display:block}
input[type=range]{width:100%;accent-color:var(--accent)}
.pct{display:flex;align-items:center;border:1px solid var(--line);border-radius:8px;background:var(--surface-2)}
.pct input{width:100%;border:0;background:transparent;font-family:var(--mono);font-size:15px;text-align:right;padding:6px 2px 6px 6px}
.pct span{font-family:var(--mono);font-size:13px;color:var(--muted);padding-right:8px}
.sumline{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap}
.total{font-family:var(--mono);font-size:14px;font-weight:600}
.total.bad{color:var(--neg)}
.warn{background:var(--mark-soft);border-radius:8px;padding:9px 12px;font-size:13.5px}
.warn.bad{color:var(--neg)}
.glide{border-top:1px dashed var(--line);padding-top:16px;display:grid;gap:12px}
.chk{display:flex;align-items:center;gap:10px;font-weight:600;font-size:14.5px;cursor:pointer}
.chk input{width:18px;height:18px;accent-color:var(--accent)}
.inline-num{width:52px;border:1px solid var(--line);border-radius:6px;background:var(--surface-2);font-family:var(--mono);text-align:right;padding:4px 6px}
.late{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.late .field .box input{font-size:16px;padding:7px 4px}

/* ranking table */
.bench-card{border:1px solid var(--line);border-radius:12px;background:var(--surface-2);padding:14px 16px;display:grid;gap:8px}
.bench-h{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px;align-items:baseline}
table.bt{min-width:420px}
.bt th,.bt td{padding:7px 8px}
.bt td.l{font-family:var(--sans);font-weight:600;font-size:13.5px}
.bt th.on,.bt td.on{background:var(--mark-soft)}
.bt tr.mixrow td{font-weight:700;border-top:2px solid var(--line)}
.prows{display:grid;gap:8px}
.prow{display:grid;grid-template-columns:auto minmax(170px,230px) 1fr auto;gap:10px;align-items:center;border:1px solid var(--line);border-radius:10px;padding:8px 10px;background:var(--surface-2)}
.prow .yr{font-weight:700;font-size:14px;white-space:nowrap}
.prow .yr small{display:block;font-weight:400;color:var(--muted);font-size:12px}
.prow select{padding:7px 10px;background:var(--surface)}
.prow .br{font-size:12.5px;color:var(--muted);font-family:var(--mono)}
.prow .x{border:0;background:none;color:var(--muted);font-size:18px;cursor:pointer;padding:2px 6px}
.prow .x:hover{color:var(--neg)}
@media (max-width:620px){.prow{grid-template-columns:1fr auto}.prow select,.prow .br{grid-column:1/-1}.prow .x{grid-row:1;grid-column:2}}
#basisField.off select{opacity:.5}
.segs{font-family:var(--mono);font-size:13px}
.segs .ar{color:var(--muted);margin:0 3px}
.bar-opts{display:flex;flex-wrap:wrap;gap:12px;align-items:end;justify-content:space-between}
select{border:1px solid var(--line);border-radius:10px;background:var(--surface-2);padding:9px 12px}
.tablewrap{overflow-x:auto;margin-inline:-4px;padding-inline:4px}
table{border-collapse:collapse;width:100%;min-width:640px;font-variant-numeric:tabular-nums}
th,td{padding:10px 6px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
th{font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
th.l,td.l{text-align:left}
td{font-family:var(--mono);font-size:13.5px}
tbody tr{cursor:pointer}
tbody tr:hover td{background:var(--surface-2)}
tbody tr.sel td{background:var(--accent-soft)}
tr.bench td{cursor:default;color:var(--muted);background:transparent!important}
.mgr{font-family:var(--sans);font-weight:700;font-size:14.5px}
.rank{font-family:var(--mono);color:var(--muted);width:28px}
.tag{display:inline-block;font-family:var(--sans);font-size:10.5px;font-weight:700;letter-spacing:.03em;border-radius:4px;padding:1px 6px;margin-left:6px;vertical-align:1px}
.tag.top{background:var(--accent);color:var(--accent-ink)}
.tag.cons{background:var(--mark);color:#241a02}
.tag.fb{background:var(--surface-2);color:var(--muted);border:1px solid var(--line)}
.neg{color:var(--neg)}
.na{color:var(--muted)}
.cbar{display:flex;align-items:center;gap:6px;justify-content:flex-end}
.cbar i{display:block;height:8px;border-radius:0 4px 4px 0;background:var(--accent);opacity:.8}
tr.sel .cbar i{opacity:1}
.radio{width:16px;height:16px;border-radius:50%;border:2px solid var(--line);display:inline-block;vertical-align:-3px}
tr.sel .radio{border:5px solid var(--accent)}

/* chart */
.chartwrap{position:relative}
svg{display:block;width:100%;height:auto;overflow:visible}
svg text{font-family:var(--mono);font-size:11px;fill:var(--muted)}
.legend{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:13px}
.legend span{display:inline-flex;align-items:center;gap:6px}
.legend i{width:16px;height:3px;border-radius:2px;display:inline-block}
.tip{position:absolute;pointer-events:none;background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-size:12.5px;box-shadow:0 6px 18px rgba(0,0,0,.14);min-width:200px;top:6px}
.tip .t{font-weight:700;margin-bottom:4px}
.tip .r{display:flex;justify-content:space-between;gap:14px;font-family:var(--mono)}
.tip .r span:first-child{font-family:var(--sans);display:inline-flex;align-items:center;gap:6px}

/* plan card: lives inside step 4, under the rankings */
.plan{background:var(--surface);color:var(--ink);border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:14px;padding:20px;display:grid;gap:16px;scroll-margin-top:24px}
/* step 4 and its card side by side; the card sticks while step 4 is on screen and scrolls away with it */
.s4row{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:20px;align-items:start}
.s4row .plan{position:sticky;top:calc(env(safe-area-inset-top,0px) + 16px);max-height:calc(100vh - 32px);overflow-y:auto}
@media (max-width:1060px){.s4row{grid-template-columns:1fr}.s4row .plan{position:static;max-height:none}}
.plan-top{display:grid;gap:14px}
.plan-main{display:grid;gap:10px}
.plan .big{font-family:var(--display);font-weight:700;font-size:34px;line-height:1.05;letter-spacing:-.015em;color:var(--accent)}
.plan .who{font-size:14px;color:var(--muted)}
.plan .who b{color:var(--ink)}
.kv{display:grid;grid-template-columns:1fr auto;gap:6px 12px;font-size:14px;align-content:start}
.plan .kv{border-top:1px solid var(--line);padding-top:12px}
.kv span:nth-child(odd){color:var(--muted)}
.kv span:nth-child(even){font-family:var(--mono);font-weight:600;text-align:right}
.plan .mixbar{height:10px}
.plan .mixlbl{display:flex;justify-content:space-between;font-family:var(--mono);font-size:12px;color:var(--muted)}
.plan .up{color:var(--accent)}
.plan-ai{border-top:1px dashed var(--line);padding-top:14px;display:grid;gap:8px}
.plan-ai-h{display:flex;justify-content:space-between;align-items:center;gap:10px}
.plan-ai-h .lbl{color:var(--accent)}
.plan-ai-out{background:var(--surface-2);border-radius:10px;padding:10px 12px;font-size:13.5px;line-height:1.55;transition:opacity .2s}
.plan-ai-out p{margin:.3em 0;color:var(--muted)}.plan-ai-out ul{margin:.2em 0;padding-left:1.1em}.plan-ai-out li{margin:.25em 0}
.plan-ai-out .err{color:var(--neg)}
.plan-ai-out.stale{opacity:.5}
.plan-ai-out .typing i{display:inline-block;width:6px;height:6px;margin-right:4px;border-radius:50%;background:var(--muted);animation:blink 1.2s infinite both}
.plan-ai-out .typing i:nth-child(2){animation-delay:.2s}.plan-ai-out .typing i:nth-child(3){animation-delay:.4s}
#aiSum:disabled{opacity:.5;cursor:default}
.aibtn{border:0;background:var(--mark);color:#241a02;font-weight:700;border-radius:10px;padding:11px 14px;cursor:pointer;font-size:14.5px}
.aibtn:disabled{opacity:.6;cursor:default}
.aiq{width:100%;border:1px solid color-mix(in srgb,var(--bg) 25%,transparent);background:transparent;color:var(--bg);border-radius:10px;padding:9px 12px;font-size:14px}
.aiq::placeholder{color:color-mix(in srgb,var(--bg) 55%,transparent)}
.aiout{background:var(--surface);color:var(--ink);border-radius:10px;padding:12px 14px;font-size:14px;line-height:1.55;max-height:420px;overflow:auto}
.aiout ul{margin:.2em 0;padding-left:1.1em}.aiout li{margin:.25em 0}.aiout p{margin:.35em 0}
.aiout.stale{opacity:.55}
.ainote{font-size:12.5px;color:color-mix(in srgb,var(--bg) 70%,transparent);margin:0}
.stop{background:transparent;border:1px solid color-mix(in srgb,var(--bg) 35%,transparent);color:var(--bg);border-radius:10px;padding:10px 12px;cursor:pointer}

/* compact manager table on phones */
.rt-m td.l{white-space:normal}
.rt-m .tag{margin:4px 6px 0 0}
.rt-m .mgr{display:block}
.rt-m td.cv b{display:block}
.rt-m td.cv small{display:block;font-size:11.5px;color:var(--neg);font-weight:500}
.rt-m td.cv small.zero{color:var(--muted)}
.rt-m .segs{font-size:12.5px;line-height:1.35}
.rt-m .segs span{display:block}
.rt-m .segs .ar{display:none}
.rt-m th,.rt-m td{padding:9px 4px}
.rt-m td.rank{width:22px}
@media (max-width:640px){.bt .full{display:none}table.bt{min-width:0!important}.bt th,.bt td{padding:6px 4px;font-size:12px}.bt td.l{font-size:12.5px}}
/* how this site is different */
.diff{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:24px;margin-bottom:var(--gap-sec);display:grid;gap:22px;scroll-margin-top:24px}
.diff-l{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
@media (max-width:1000px){.diff-l{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:700px){.diff-l{grid-template-columns:1fr}}
.diff-l li{display:flex;gap:14px;align-items:flex-start;background:var(--surface-2);border-radius:12px;padding:16px}
.diff-l .ic{flex:none;width:40px;height:40px;padding:8px;border-radius:10px;background:var(--accent-soft);color:var(--accent)}
.diff-l b{display:block;font-family:var(--display);font-size:18px;font-weight:700;letter-spacing:-.01em;margin-bottom:3px}
.diff-l span{font-size:14.5px;color:var(--muted);line-height:1.45}
.belief{margin:0;text-align:center;font-family:var(--display);font-weight:600;font-size:clamp(19px,2.2vw,24px);line-height:1.35;letter-spacing:-.01em;max-width:46ch;justify-self:center;padding:8px 0 4px;text-wrap:balance}
.belief em{font-style:normal;background:linear-gradient(transparent 60%,var(--mark-light) 60%);padding:0 .06em}
/* basics */
.basics{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:24px;margin-bottom:var(--gap-sec);display:grid;gap:22px;scroll-margin-top:24px}
.basics-h{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 16px}
.basics-h h2{font-size:28px}
.basics-h p{margin:0;color:var(--muted);font-size:16px}
.tl{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1.25fr .8fr 1fr 1fr;gap:0;align-items:end}
@media (max-width:760px){.tl{grid-template-columns:1fr 1fr;gap:18px 0}}
.tl li{display:grid;gap:3px;padding:0 10px;justify-items:start}
.tl .viz{height:92px;width:100%;display:flex;align-items:flex-end;gap:4px;border-bottom:3px solid var(--line);padding-bottom:0;margin-bottom:10px}
.tl .viz i{flex:1;border-radius:4px 4px 0 0;display:block}
.tl .s1 .viz i{background:var(--accent)}
.tl .s2 .viz{justify-content:center;align-items:center;color:var(--mark)}
.tl .s2 .big{width:62px;height:62px;stroke-width:1.6;background:var(--mark-soft);border-radius:50%;padding:10px}
.tl .s3 .viz i{height:42%;background:var(--mark)}
.tl .s4 .viz i{height:42%;background:color-mix(in srgb,var(--mark) 45%,var(--surface))}
.tl .n{width:24px;height:24px;border-radius:50%;background:var(--ink);color:var(--bg);display:grid;place-items:center;font-family:var(--mono);font-size:12px;font-weight:600}
.tl b{font-family:var(--display);font-size:18px;font-weight:700;letter-spacing:-.01em;margin-top:4px}
.tl li>span:last-child{font-size:13.5px;color:var(--muted)}
.ben{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
@media (max-width:760px){.ben{grid-template-columns:repeat(2,minmax(0,1fr))}}
.ben li{background:var(--surface-2);border-radius:12px;padding:14px;display:grid;gap:2px;align-content:start}
.ben .ic{width:36px;height:36px;padding:7px;border-radius:10px;background:var(--accent-soft);color:var(--accent);margin-bottom:6px}
.ben b{font-size:15px}
.ben span{font-size:13px;color:var(--muted);line-height:1.35}
/* why NPS */
.why{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:24px;margin-top:var(--gap-sec);display:grid;gap:20px;scroll-margin-top:24px}
.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
@media (max-width:820px){.stats{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.stat .v{font-size:23px}.stat{padding:14px 12px}.why,.basics,.diff{padding:18px 14px}}
.stat{background:var(--ink);color:var(--bg);border-radius:12px;padding:16px;display:grid;gap:2px;align-content:start}
.stat .v{font-family:var(--display);font-weight:800;font-size:30px;letter-spacing:-.02em;line-height:1.05;color:var(--mark)}
.stat .t{font-weight:700;font-size:14.5px}
.stat .s{font-size:12.5px;opacity:.75;line-height:1.35}
.why-b{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:980px){.why-b{grid-template-columns:repeat(2,minmax(0,1fr))}}
/* goal */
.field.wide{grid-column:span 2}
@media (max-width:520px){.field.wide{grid-column:auto}}
.more summary{cursor:pointer;font-size:13.5px;color:var(--muted)}
.more summary b{color:var(--ink);font-family:var(--mono)}
.goalflow{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border:1px solid var(--line);border-radius:12px}
.gf:first-child{border-radius:12px 0 0 12px}.gf:last-child{border-radius:0 12px 12px 0}
@media (max-width:640px){.gf:first-child{border-radius:12px 12px 0 0}.gf:last-child{border-radius:0 0 12px 12px}}
.inout{display:flex;flex-wrap:wrap;gap:6px}
.inout span{font-size:12.5px;border-radius:999px;padding:3px 10px;font-weight:600}
.inout .in{background:var(--accent-soft);color:var(--accent)}
.inout .out{background:var(--surface-2);color:var(--neg);border:1px solid var(--line)}
@media (max-width:640px){.goalflow{grid-template-columns:1fr}}
.gf{padding:14px 16px;display:grid;gap:2px;align-content:start;background:var(--surface-2);position:relative}
.gf+.gf{border-left:1px solid var(--line)}
.gf+.gf::before{content:"→";position:absolute;left:-14px;top:50%;transform:translateY(-50%);width:26px;height:26px;border-radius:50%;background:var(--surface);border:1px solid var(--line);display:grid;place-items:center;font-size:14px;color:var(--muted);z-index:1}
@media (max-width:640px){.gf+.gf::before{content:"↓";left:50%;top:-14px;transform:translateX(-50%)}}
@media (max-width:640px){.gf+.gf{border-left:0;border-top:1px solid var(--line)}}
.gf .k{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.gf .v{font-family:var(--display);font-weight:800;font-size:26px;letter-spacing:-.01em;line-height:1.1}
.gf .s{font-size:12.5px;color:var(--muted)}
.gf.hl{background:var(--mark-soft)}
.s2grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:640px){.s2grid{grid-template-columns:1fr}}
.suggest{border-radius:12px;background:var(--accent-soft);padding:16px 18px;display:grid;gap:4px;align-content:center;justify-items:start}
.suggest .k,.cv-t .k{font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.suggest .big{font-family:var(--display);font-weight:800;font-size:34px;letter-spacing:-.02em;line-height:1.05;color:var(--accent)}
.suggest .big small{font-size:15px;font-weight:600;color:var(--muted);letter-spacing:0}
.suggest .s,.cv-t .s{font-size:13px;color:var(--muted)}
.suggest button{margin-top:8px}
.suggest .ok{margin-top:6px;font-weight:700;color:var(--accent);font-size:14px}
.cover{border-radius:12px;background:var(--surface-2);padding:14px 16px;display:flex;gap:14px;align-items:center}
.ring{width:92px;height:92px;flex:none}
.cv-t{display:grid;gap:3px}
.cv-t .line{font-size:15px}.cv-t .line b{font-family:var(--mono)}
.suggest .t{font-size:15px;max-width:52ch}
.suggest .t b{font-family:var(--mono)}
.suggest button{border:0;background:var(--accent);color:var(--accent-ink);font-weight:700;border-radius:10px;padding:10px 14px;cursor:pointer;white-space:nowrap}

.cover .track{height:10px;border-radius:5px;background:var(--grid);overflow:hidden}
.cover .track i{display:block;height:100%;background:var(--accent);border-radius:5px}
.cover .track i.low{background:var(--mark)}
footer{margin-top:48px;border-top:1px solid var(--line);padding-top:18px;display:grid;gap:8px}
footer p{font-size:12.5px;color:var(--muted);margin:0}
@media (prefers-reduced-motion:reduce){*,html{scroll-behavior:auto!important;transition:none!important;animation:none!important}.js .reveal,.js .reveal *{opacity:1!important;transform:none!important;translate:none!important;scale:none!important}}
/* section colour looks: set data-look="a|b|c|d" on <html> in index.html. D is live; A, B, C kept for later. */
/* A: sections step from white through mint and teal to blue */
:root[data-look="a"] #basics{--sec:var(--pa1)}
:root[data-look="a"] #goal{--sec:var(--pa2)}
:root[data-look="a"] #about{--sec:var(--pa3)}
:root[data-look="a"] #mix{--sec:var(--pa4)}
:root[data-look="a"] #manager{--sec:var(--pa5)}
:root[data-look="a"] #growth{--sec:var(--pa6)}
:root[data-look="a"] #why{--sec:var(--pa7)}
/* C: alternating mint / sky / cream */
:root[data-look="c"] .tint-mint{--sec:var(--tint-mint)}
:root[data-look="c"] .tint-sky{--sec:var(--tint-sky)}
:root[data-look="c"] .tint-cream{--sec:var(--tint-cream)}
/* shared: a tinted section gets its colour; inner boxes lighten toward the card colour */
:root[data-look="a"] :is(#basics,#goal,#about,#mix,#manager,#growth,#why),
:root[data-look="c"] :is(.tint-mint,.tint-sky,.tint-cream),
:root[data-look="d"] :is(#different,#basics,#goal,#about,#mix,#manager,#growth,#why){background:var(--sec);border-color:color-mix(in srgb,var(--line) 65%,var(--sec));
  --surface-2:color-mix(in srgb,var(--surface) 62%,var(--sec));--line:color-mix(in srgb,var(--ink) 11%,var(--sec))}
/* D: white page, each section its own distinct pastel */
:root[data-look="d"] body{background:var(--pd0)}
:root[data-look="d"] #different{--sec:var(--pd1)}
:root[data-look="d"] #basics{--sec:var(--pd2)}
:root[data-look="d"] #goal{--sec:var(--pd3)}
:root[data-look="d"] #about{--sec:var(--pd4)}
:root[data-look="d"] #mix{--sec:var(--pd5)}
:root[data-look="d"] #manager{--sec:var(--pd6)}
:root[data-look="d"] #growth{--sec:var(--pd7)}
:root[data-look="d"] #why{--sec:var(--pd8)}
/* B: white cards on a page that fades from white to soft blue */
:root[data-look="b"] body{background:linear-gradient(180deg,var(--pb0) 0%,var(--pb0) 14%,var(--pb1) 34%,var(--pb2) 55%,var(--pb3) 78%,var(--pb4) 100%)}

/* chatbot: inline "Ask us anything" section */
.ask{background:var(--surface);border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:14px;padding:24px;margin-bottom:var(--gap-sec);display:grid;gap:14px;scroll-margin-top:24px}
@media (max-width:520px){.ask{padding:18px 14px}}
.chat-f{display:flex;align-items:center;gap:10px;border:1.5px solid var(--line);border-radius:999px;background:var(--surface-2);padding:6px 6px 6px 18px;transition:border-color .2s,box-shadow .2s}
.chat-f:focus-within{border-color:var(--accent);box-shadow:0 0 0 4px color-mix(in srgb,var(--accent) 15%,transparent)}
.chat-ic{width:22px;height:22px;flex:none;color:var(--accent)}
.chat-f input{flex:1;min-width:0;border:0;background:transparent;font-size:16.5px;padding:10px 0}
.chat-f input:focus-visible{outline:none}
.chat-f input::placeholder{color:color-mix(in srgb,var(--muted) 55%,transparent)}
.chat-f button{flex:none;display:flex;align-items:center;gap:6px;border:0;border-radius:999px;background:var(--accent);color:var(--accent-ink);font-weight:700;font-size:15px;padding:11px 18px;cursor:pointer}
.chat-f button svg{width:18px;height:18px}
.chat-f button:disabled{opacity:.5;cursor:default}
@media (max-width:520px){.chat-ic{display:none}.chat-f{padding-left:14px}.chat-f button{padding:11px 13px}}
.chat-sugg{display:flex;flex-wrap:wrap;align-items:center;gap:6px}
.chat-sugg span{font-size:13px;color:var(--muted);margin-right:2px}
.chat-sugg button{border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:6px 12px;font-size:13px;cursor:pointer;color:var(--accent);font-weight:600;text-align:left}
.chat-sugg button:hover{border-color:var(--accent)}
.chat-log{max-height:440px;overflow-y:auto;padding:14px;display:flex;flex-direction:column;gap:10px;background:var(--surface-2);border-radius:12px}
.msg{max-width:85%;border-radius:14px;padding:9px 13px;font-size:14.5px;line-height:1.55}
.msg p{margin:.25em 0}.msg ul{margin:.25em 0;padding-left:1.1em}.msg li{margin:.2em 0}
.msg.bot{align-self:flex-start;background:var(--surface);border:1px solid var(--line);border-bottom-left-radius:4px}
.msg.me{align-self:flex-end;background:var(--accent);color:var(--accent-ink);border-bottom-right-radius:4px}
.msg.err{border-color:color-mix(in srgb,var(--neg) 40%,var(--line));color:var(--neg)}
.msg.typing i{display:inline-block;width:6px;height:6px;margin-right:4px;border-radius:50%;background:var(--muted);animation:blink 1.2s infinite both}
.msg.typing i:nth-child(2){animation-delay:.2s}.msg.typing i:nth-child(3){animation-delay:.4s}
@keyframes blink{0%,80%,100%{opacity:.25}40%{opacity:1}}
.chat-note{margin:0;font-size:12px;color:var(--muted)}
.qr{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}
.qr button{border:1.5px solid var(--accent);background:var(--surface);color:var(--accent);border-radius:999px;padding:6px 14px;font-size:13.5px;font-weight:700;cursor:pointer;transition:background .15s,color .15s}
.qr button:hover{background:var(--accent);color:var(--accent-ink)}
/* per-section ask bars */
.chat-f.mini{padding:4px 4px 4px 14px;background:var(--surface);border-width:1px;margin-top:4px}
.chat-f.mini input{font-size:14.5px;padding:8px 0}
.chat-f.mini button{padding:8px 14px;font-size:14px}
.chat-f.mini .chat-ic{width:19px;height:19px}
.chat-slot:empty{display:none}
.cutnote{color:var(--neg)!important;font-size:13px}
.chat-log{scroll-margin-bottom:120px}

/* Design B: one chat window. It starts inside "Ask us anything"; once the visitor moves on it docks on the right
   (a bottom sheet on phones) and stays there while they scroll. Kept compact so it doesn't overpower the page. */
.chatbox{display:grid;gap:10px}
.chat-top{display:none}
.chat-away{margin:0;font-size:14px;color:var(--muted)}
.chat-away button{border:1px solid var(--accent);background:var(--surface);color:var(--accent);border-radius:999px;padding:4px 12px;font-size:13px;font-weight:700;cursor:pointer;margin-left:6px}
/* quieter chat everywhere: slimmer input, smaller bubbles and small print */
.ask .chat-f{max-width:720px;border-width:1px;padding:3px 3px 3px 14px;background:var(--surface)}
.chat-f input{font-size:15px;padding:8px 0}
.chat-f button{padding:8px 14px;font-size:14px}
.chat-ic{width:18px;height:18px}
.chat-log{max-height:340px;padding:10px;gap:8px;border-radius:10px}
.msg{font-size:14px;padding:7px 11px;line-height:1.5;border-radius:12px}
.qr button{padding:4px 11px;font-size:12.5px;border-width:1px}
.chat-note{font-size:11.5px;opacity:.85}
/* the chat bar: full width, fixed to the bottom of the screen; the conversation opens just above the input */
.chat-dock{position:fixed;z-index:40;left:0;right:0;bottom:0;background:color-mix(in srgb,var(--surface) 96%,transparent);backdrop-filter:blur(8px);
  border-top:1px solid var(--line);box-shadow:0 -4px 18px rgba(0,0,0,.06);padding:8px 16px calc(env(safe-area-inset-bottom,0px) + 8px)}
.chat-dock .chatbox{max-width:1160px;margin:0 auto;display:flex;flex-direction:column;gap:6px}
.chat-dock .chat-top{display:none;align-items:center;justify-content:space-between;font-family:var(--display);font-size:14px;color:var(--accent)}
.chat-dock.has-log .chat-top{display:flex}
.chat-top button{border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:2px 12px;font-size:12.5px;font-weight:700;cursor:pointer;color:var(--muted)}
.chat-top button:hover{color:var(--ink);border-color:var(--ink)}
.chat-dock .chat-log{max-height:min(40vh,380px);background:var(--surface-2);padding:8px 10px}
.chat-dock.folded .chat-log{display:none!important}
.chat-dock .chat-f{padding:3px 3px 3px 14px;background:var(--surface-2);border-width:1px}
.chat-dock .chat-f input{font-size:15px;padding:7px 0}
.chat-dock .chat-f button{padding:8px 16px;font-size:14px}
.chat-dock .chat-note{display:none;font-size:11px}
.chat-dock.has-log:not(.folded) .chat-note{display:block}
.chat-fab{display:none!important}
@media (max-width:640px){.chat-dock{padding-inline:10px}.chat-dock .chat-f input{font-size:16px}.chat-dock .chat-log{max-height:32vh}.chat-dock.has-log:not(.folded) .chat-note{display:none}}

/* Design B: sections flow into each other with no white space between them */
:root{--gap-sec:0px}
.hero{margin-bottom:0}
:is(.diff,.ask,.basics,.step,.why){border-radius:0;border-width:0 0 1px;border-top:0}
#different{border-radius:14px 14px 0 0}
#why{border-radius:0 0 14px 14px;border-bottom:0}
.s4row{display:block}
.plan{position:static;max-height:none}

/* Design B: "Our recommendation" column on the right of every section from Step 1 onwards (below the content on narrow screens) */
.has-reco{grid-template-columns:minmax(0,1fr) 240px;column-gap:24px;align-items:start}
.sec-main{display:grid;gap:18px;min-width:0}
.why .sec-main{gap:20px}
.reco{align-self:start;height:fit-content;background:color-mix(in srgb,var(--surface) 72%,transparent);border:1px solid color-mix(in srgb,var(--line) 70%,transparent);
  border-left:3px solid var(--accent);border-radius:10px;padding:12px 14px;font-size:13.5px;line-height:1.5}
.reco h3{display:flex;align-items:center;gap:6px;margin:0;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}
.reco h3 svg{width:16px;height:16px;color:var(--mark);flex:none}
.reco-lead{margin:8px 0 6px;font-family:var(--display);font-weight:700;font-size:15px;line-height:1.3}
.reco ul{margin:0;padding-left:1.1em;display:grid;gap:5px;color:color-mix(in srgb,var(--ink) 85%,var(--muted))}
@media (max-width:900px){.has-reco{grid-template-columns:1fr;row-gap:16px}.reco{align-self:start}}

/* Design B: investment needed to build the pension pot (under the Step 1 figures) */
.need-inv{display:grid;grid-template-columns:minmax(0,1fr);align-items:center;gap:4px 16px;padding:12px 16px;border-radius:12px;
  background:color-mix(in srgb,var(--accent) 9%,var(--surface));border:1px solid color-mix(in srgb,var(--accent) 25%,var(--line))}
.need-inv p{margin:0;font-size:15px}
.need-inv b{color:var(--accent)}
.need-inv .s{grid-column:1;font-size:12px;color:var(--muted)}
.need-inv button{grid-column:2;grid-row:1/span 2;border:0;border-radius:999px;background:var(--accent);color:var(--accent-ink);font-weight:700;font-size:13.5px;padding:8px 14px;cursor:pointer;white-space:nowrap}
.need-inv .ok{grid-column:2;grid-row:1/span 2;font-size:13px;font-weight:700;color:var(--accent)}
@media (max-width:640px){.need-inv{grid-template-columns:1fr}.need-inv :is(button,.ok){grid-column:1;grid-row:auto;justify-self:start}}
.amt-hint{margin:6px 0 0;font-size:13px;color:var(--muted);line-height:1.45}
.amt-hint b{color:var(--ink)}
/* Design B: "Your projected corpus" as a compact card centred in Step 4 */
.plan{width:100%;max-width:520px;justify-self:center;padding:16px 18px;gap:12px}
.plan-top{gap:10px}.plan-main{gap:8px}
.plan .big{font-size:30px}
.plan .who{font-size:13px}
.plan .kv{font-size:13px;gap:4px 12px;padding-top:10px}
.plan-ai{padding-top:10px;gap:6px}
.plan-ai-out{font-size:13px;padding:8px 10px}
/* Design B: asset class explanations and risk tags in Step 3 */
.arow{grid-template-columns:minmax(0,300px) 1fr 74px;align-items:center}
.an{align-items:flex-start}.an .sw{margin-top:5px}
.an small{margin-top:2px;line-height:1.4}
.rtag{display:inline-block;margin-top:5px;padding:1px 8px;border-radius:999px;font-size:11.5px;font-weight:700;border:1px solid}
.rtag.lo{color:#1b7a45;background:#e6f5ec;border-color:#bfe3cd}
.rtag.mid{color:#8a5a00;background:#fff4dc;border-color:#f0d9a6}
.rtag.hi{color:#b23a1e;background:#fde9e3;border-color:#f3c3b5}
@media (max-width:520px){.arow{grid-template-columns:1fr 70px}}
/* Design B: short "what is an asset mix" explainer at the top of Step 3 */
.mix-intro{background:color-mix(in srgb,var(--surface) 70%,transparent);border:1px solid color-mix(in srgb,var(--line) 70%,transparent);border-radius:10px;padding:10px 14px;font-size:14px;line-height:1.5}
.mix-intro b{display:block;font-size:14.5px;margin-bottom:2px}
.mix-intro p{margin:0;color:color-mix(in srgb,var(--ink) 85%,var(--muted))}
/* five return periods (10/7/5/3/1 yr): keep the benchmark table within a phone screen */
@media (max-width:640px){#benchTable th,#benchTable td{padding:6px 2px;font-size:11px}#benchTable td.l{font-size:11.5px}#benchTable .sw{margin-right:4px!important}}
/* footer disclaimer: last thing on the page, set apart from the data notes */
footer .disclaimer{border-top:1px solid var(--line);padding-top:10px;margin-top:4px}
/* "Join NPS" call to action in the right column of Step 4 (stays in view beside the rankings) */
.reco-col{display:grid;gap:28px;align-self:stretch;align-content:start}
.reco-col .reco{align-self:start}
.join-cta{position:sticky;top:24px;display:grid;gap:8px;justify-items:center;text-align:center;padding:16px 14px;border-radius:12px;
  background:var(--surface);border:1px solid color-mix(in srgb,var(--accent) 30%,var(--line));box-shadow:0 6px 18px rgba(16,38,31,.10)}
.join-cta b{font-family:var(--display);font-size:16px}
.join-btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;width:100%;padding:12px 16px;border-radius:999px;background:var(--accent);
  color:var(--accent-ink);font-weight:800;font-size:17px;text-decoration:none;box-shadow:0 4px 14px color-mix(in srgb,var(--accent) 35%,transparent);transition:transform .15s,box-shadow .15s}
.join-btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px color-mix(in srgb,var(--accent) 40%,transparent)}
.join-cta small{font-size:11.5px;color:var(--muted)}
@media (max-width:900px){.join-cta{position:static}}
/* "Email my report" boxes (under the projected corpus card in Step 4, and after "Why invest in NPS") */
.report-box{width:100%;max-width:640px;justify-self:center;margin:4px auto;background:var(--surface);border:1px solid color-mix(in srgb,var(--accent) 28%,var(--line));
  border-radius:14px;padding:16px 18px;display:grid;gap:12px;box-shadow:0 6px 18px rgba(16,38,31,.07)}
#why+.report-box{margin:28px auto 8px}
.rb-q{display:grid;grid-template-columns:auto 1fr;gap:4px 12px;align-items:start}
.rb-ic{font-size:26px;line-height:1}
.rb-t b{font-family:var(--display);font-size:17px}
.rb-t p{margin:4px 0 0;font-size:14px;color:color-mix(in srgb,var(--ink) 80%,var(--muted))}
.rb-btns{grid-column:2;display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.rb-btns button,.rb-form button[type=submit]{border:0;border-radius:999px;background:var(--accent);color:var(--accent-ink);font-weight:700;font-size:14px;padding:9px 16px;cursor:pointer}
.rb-btns .rb-no{background:var(--surface);color:var(--muted);border:1px solid var(--line)}
.rb-form{display:grid;gap:10px}
.rb-lbl{display:grid;gap:4px;font-size:13px;font-weight:700;color:var(--muted)}
.rb-lbl input{border:1px solid var(--line);border-radius:10px;padding:10px 12px;font-size:16px;font-weight:400;color:var(--ink);background:var(--surface-2)}
.rb-consent{display:flex;gap:8px;align-items:flex-start;font-size:13px;line-height:1.45;color:color-mix(in srgb,var(--ink) 80%,var(--muted))}
.rb-consent input{margin-top:3px;flex:none}
.rb-form button[type=submit]{justify-self:start}
.rb-form button:disabled{opacity:.6;cursor:default}
.rb-msg{margin:0;font-size:14px}
.rb-msg.ok{color:var(--accent)}.rb-msg.err{color:var(--neg)}
.rb-link{border:0;background:none;padding:0;margin-left:4px;color:var(--accent);font-weight:700;text-decoration:underline;cursor:pointer;font-size:inherit}
@media (max-width:520px){.rb-btns{grid-column:1/-1}}
/* the corpus card sits in the flow of Step 4 (the report box follows it), so it must not stick while scrolling */
.s4row .plan{position:static;max-height:none;overflow:visible}
/* "Have a question about your plan?" box, under each report box */
.ask-box{border-color:color-mix(in srgb,var(--mark) 45%,var(--line));margin-top:12px}
#why+.report-box+.ask-box{margin:12px auto 8px}
.rb-lbl textarea{border:1px solid var(--line);border-radius:10px;padding:10px 12px;font:inherit;font-size:16px;font-weight:400;color:var(--ink);background:var(--surface-2);resize:vertical;min-height:96px}
.rb-lbl textarea:focus,.rb-lbl input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb,var(--accent) 15%,transparent)}